Retirement adventures: A guide to travelling in your golden years

Retirement adventures: A guide to travelling in your golden years

Many young people consider retirement to be the final act of life. But for some, it’s the start of a new chapter that promises the freedom to explore the world and seize chances hitherto out of reach. In fact, a survey conducted by Fred Olsen Cruise Lines found that 30% of over-55s travel more in retirement than before. So, what are the benefits of travelling during retirement, how do you finance it and what should you do? We’ll answer all in this guide to travelling in your golden years.

The benefits of travelling during retirement

  • Learning and stimulation

Unlike sitting around at home, travelling during retirement gives you plenty of opportunities for mental stimulation. Every new location has a unique history, culture and landscape to explore, offering you a continual education that enriches your understanding and appreciation of our planet.

  • Supporting wellbeing

The adage ‘use it or lose it’ holds particularly true in our later years. Travelling encourages physical activity, whether it’s a leisurely walk through the cobblestone streets of a European city or a nature hike in the American wilderness. Trips that involve the great outdoors are particularly beneficial, letting you not only enjoy some exercise but also reap the mental health benefits of spending time in nature.

  • Building connections

Travelling during retirement with your partner lets you strengthen your special bond, while at the same time meeting people from all walks of life and fostering new connections. Shared experiences while travelling can lead to memories and friendships that last a lifetime.

How to Finance Travel During Retirement

  • Set a budget

Start with a clear understanding of your financial landscape in retirement. Establish a travel budget that accounts for your essentials at home, ensuring travel expenses are realistically aligned with your income and savings.

  • Build travel savings

Consider setting up a dedicated travel savings account or allocating a portion of your investment returns to fund your travels. Regular contributions, even small ones, can grow over time and finance future adventures.

  • Maximise opportunities

Make sure you’re receiving all the pensions and benefits you’re entitled to and understand how they can best support your travel plans. Many retirees explore using equity release to unlock cash trapped through years of mortgage payments on their homes. You might also consider consultancy, part-time work or freelancing to fund your travels, leveraging a lifetime of building valuable experience and skills.

The Best Types of Holidays for Retirees

  • Cruises

Cruises let you visit multiple destinations while enjoying a comfortable and leisurely pace of travel. They’re the best option for a hassle-free travel experience, as you’ll have accommodation, transportation and meals all taken care of.

  • Cultural tours

If you’ve developed a passion for the arts, history, and culture, then an organised tour could be the perfect way for you to explore these interests. Many cultural tours cater to a more mature audience, ensuring the pace and activities are suitable for retirees.

  • Nature excursions

Connecting with nature can be incredibly rewarding, offering peace, tranquillity, and the thrill of wildlife encounters. Whether you’d prefer to take a safari adventure in Africa, go bird watching in South America or hike through the world’s best national parks, there’s an experience for every retired nature lover out there.

Retirement is your chance to embark on adventures you’ve always dreamed of. With careful planning, your golden years can be filled with unforgettable experiences and a renewed zest for life. After reading this guide, all you need to do is choose your first destination.



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